At Flowers Davis, our Banking Law attorneys provide comprehensive legal support to financial institutions in lending, operations, and collections. We understand that banking transactions are more than just routine business deals—they require careful attention to detail and a deep understanding of regulatory requirements.

Lending & Real Estate Transactions

Our team assists with both commercial and residential lending transactions, preparing key documents such as:

• Deeds and Deeds of Trust
• Closing documents
• Releases of liens
• Modification agreements
• Loan participation agreements
• Collateral substitution agreements
• Commercial loan agreements

We also offer real estate closing and servicing activities for local and out-of-area lending institutions, as well as title defect analysis and curative services.

Banking Operations & Compliance

Flowers Davis attorneys guide financial institutions through regulatory compliance, loan structuring strategies, and the development of loan policies and procedures. We also provide counsel on inter-creditor and subordination issues and help lenders mitigate and defend against liability claims.

Bankruptcy, Foreclosure & Collections

Our experienced team represents debtors, secured and unsecured creditors, landlords, and trustees in matters of bankruptcy, foreclosure, sequestration, and repossession. We advocate for creditors’ rights, assist lenders in regaining possession of properties, and facilitate the recovery of personal property, including:

• Manufactured homes
• Recreational vehicles
• Tractor trailers and tractors
• Oil field equipment

With a deep understanding of banking law and a commitment to protecting our clients’ interests, Flowers Davis provides strategic, results-driven counsel to financial institutions of all sizes.