The Flowers Davis Banking Law attorneys regularly represent financial institutions in areas involving lending, operations and collections.

Our banking professionals understand that lending transactions aren’t run-of-the-mill business deals. We advise on and prepare documents for commercial and residential lending transactions including Deeds, Deeds of Trust and other closing documents, releases of liens, modification agreements, loan participation agreements, collateral substitution agreements and commercial loan agreements.  We offer real estate closings and servicing activities for local and out-of-area lending institutions.  Our attorneys also provide analysis of title defects and title curative services.

Operationally, Flowers Davis attorneys advise financial institutions on regulatory compliance, offer creative strategies in loan structuring, assist in writing loan policies and procedures, and advise on inter-creditor and subordination issues.  We are experienced in counseling lenders on how to avoid liability actions, and on defending lender liability actions.

The Flowers Davis team of bankruptcy and restructuring professionals regularly represents debtors, secured and unsecured creditors, landlords and trustees in all aspects of bankruptcy, sequestration, foreclosure and repossession.  We represent creditor’s rights in bankruptcy cases, obtain and execute writs of sequestration, file forcible entry and detainer suits to assist lenders in gaining possession of property, and repossess personal property such as manufactured homes, recreational vehicles, tractor trailers, tractors and oil field pipe.